Empower Your Financial Future: Tailored Strategies for a Clear Path Forward
Our team of seasoned experts understands the common fears associated with retirement: the fear of running out of money, the overwhelming amount of financial advice available, and the concern about leaving financial burdens for loved ones. We are committed to guiding you through financial planning complexities to help you create clear & actionable strategies customized to your unique present and future.
Tailored-to-you precision plans
As a dedicated fiduciary firm, we collaborate closely with you to provide tailored services that perfectly align with your present and future goals. Our unwavering commitment is to help you achieve financial peace of mind by always acting in your best interest. Period.
Best-in-class support
We’re independent, free from conflicts, and committed to delivering exceptional client service with backing from GeoWealth and industry experts.
No financial gibberish – just clear, concise, and actionable advice
Keeping track of all the moving parts of your retirement plan can be a hassle. We offer regular financial check-ups, 24/7 online access, and a dedicated team to simplify your retirement planning.
Concerned about outliving your savings? Watershed offers tailored financial planning to ensure your financial well-being. We strike a balance between safety and growth in your investments, instilling confidence in your financial future.
Our individualized plans align with your goals and risk levels, emphasizing risk management to optimize predictability of portfolio returns for your retirement objectives. We provide comprehensive guidance on all aspects of retirement planning, including IRA rollovers, 401k plan maximization and tax-loss harvesting
Watershed Private Wealth CPAs ensures your financial well-being with proactive, future-proof tax planning. Our approach includes a thorough audit of past returns and a holistic analysis of your income, assets, and investments. We stay updated on tax law changes, aiming to minimize your tax burden and maximize financial benefits.
We create tailored estate and investment strategies aligning with clients' current finances, long-term lifestyle, and legacy goals. Our innovative approach goes beyond conventional strategies, leveraging relationships and expertise to protect and enhance generational wealth.
SPECIFIC SERVICES:
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Budgeting
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Trust and Charitable Giving Strategies
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College Savings and 529 plans
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Asset-Backed Lending
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Debt Management
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Mortgages
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Mortgage Settlement
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Life, long-term care, and health insurance
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Watershed Private Wealth ensures your financial well-being with proactive, future-proof tax planning. Our approach includes a thorough audit of past returns and a holistic analysis of your income, assets, and investments. We stay updated on tax law changes, aiming to minimize your tax burden and maximize financial benefits.
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Optimize the deferral opportunities for executives, business owners, and self-employed individuals
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Reduce taxable income by utilizing tax efficient investment strategies
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Reduce tax liability on highly appreciated portfolios and concentrated positions
Strategic Tax Planning
We create tailored estate and investment strategies aligning with clients' current finances, long-term lifestyle, and legacy goals. Our innovative approach goes beyond conventional strategies, leveraging relationships and expertise to protect and enhance generational wealth. We do not stop at generating a plan, we value implementation, and consistent updates with life changes.
SPECIFIC SERVICES:
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Financial Independence Planning
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Trust & Charitable Giving Strategies
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Education Planning
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Needs Based Insurance Planning
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Budgeting
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Financing Strategies - Mortgages, Asset Based Lending
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Debt Management
Wealth & Estate Planning
Concerned about navigating turbulent markets? Watershed offers investment management that is tailored to your goals. We strike a balance between safety and growth in your investments, instilling confidence in your financial future.
Our individualized plans align with your goals and risk levels, emphasizing risk management to optimize predictability of portfolio returns for your objectives. Our approach is to take advantage of what the investment markets offers rather than predicting what the markets might do. We are vigilant in blocking out short-term noise, using passive investment vehicles when appropriate, watching out for underlying cost, and maintaining tax efficiency. All features that will help you reach your financial goals efficiently.
Investment Management
Financial planning is a journey that cannot be hurried in a single meeting. It’s a meticulous, tailor-made plan to your unique situation. It’s a watershed moment in your life, and our unwavering dedication is to empower you in realizing your retirement and personal finance aspirations.
Partnering with You for Financial Freedom
HOW WE HELP
We believe in building meaningful relationships—and that means getting to know you. We want to hear all about your concerns, objectives, and aspirations, so that we can make sure our strategy will align perfectly with your unique vision.
Next, we conduct a deep dive into your current financial standing. Our experts will assess your assets and liabilities to tailor the very best strategy to your situation. Our clarity = your confidence.
Based on our analysis, we craft a personalized roadmap that considers every facet of your financial life. Each one of our recommendations will help secure your financial well-being and peace of mind.
Moving towards a bright financial future demands committed action, and we're here to guide you every step of the way. With an experienced team by your side, every detail, from asset allocation to tax planning, is meticulously handled so that your vision materializes seamlessly.
Your journey doesn’t end there! We will always be close by to provide ongoing support to keep your financial plan optimal, relevant, and responsive to the twists and turns of life.
THIS INCLUDES
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Regular financial health check-ups
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Periodic updates on your financial trajectory
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24/7 access to your accounts and insights via our exclusive online platform
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About Watershed Private Wealth
We’re on the cutting edge of financial innovation, and we’re changing the way people think about and retiring, financial planning and investment management. Whether you’re nearing retirement or have already begun this journey, we offer unrivaled experience in customizing solutions to fit the requirements of individuals who are considering their future needs or even their golden years.
Having attained a CERTIFIED FINANCIAL PLANNER™ designation, Joshi Koneru brings expertise you can trust when it comes to securing your financial future.
Joshi adds a human touch to financial planning, understanding that it's not just about numbers. With Joshi, you have a compassionate advisor dedicated to tailoring a roadmap for your future.
Joshi Koneru, CFP®
Co-Founder/Wealth Advisor
Meet Brendan Moody, the ambitious founder and wealth advisor of Watershed Private Wealth. His mission is clear: to help you thrive in retirement.
With over a decade and a half of experience, Brendan has walked the financial path alongside major institutions. Now, he's leading Watershed with a singular goal: to empower you through every stage of wealth growth, preservation, and transfer.
Brendan Moody
Founder/Wealth Advisor
A financial services veteran since 2007, Sarah is unmatched in her ability to get to the heart of what her clients want and map out their road to financial independence.
Residing in St. Charles, IL, with her family and beloved bulldog, Sarah's zest for life is fueled by outdoor adventures and cherished moments with loved ones.
Sarah Pierce
Financial Planner
Brendan Moody
Founder/Wealth Advisor
Meet Brendan Moody, the visionary co-founder and wealth advisor of Watershed Private Wealth. His mission is clear: to help you thrive in retirement.
With over a decade and a half of experience, Brendan has walked the financial path alongside major institutions. Now, he's leading Watershed with a singular goal: to empower you through every stage of wealth growth, preservation, and transfer.
Joshi Koneru, CFP®
Co-Founder/Wealth Advisor
Having attained a CERTIFIED FINANCIAL PLANNER™ designation, Joshi Koneru brings expertise you can trust when it comes to securing your financial future.
Joshi adds a human touch to financial planning, understanding that it's not just about numbers. With Joshi, you have a compassionate advisor dedicated to tailoring a roadmap for your future.
Sarah Pierce
Financial Planner
A financial services veteran since 2007, Sarah is unmatched in her ability to get to the heart of what her clients want and map out their road to financial independence.
Residing in St. Charles, IL, with her family and beloved bulldog, Sarah's zest for life is fueled by outdoor adventures and cherished moments with loved ones.
Where wealth meets wisdom
Experience the life you dreamed of with a personalized financial partnership
We pride ourselves as more than just a family office – we’re a close-knit family network eager to welcome you into a circle of immersive wealth partnerships. Our comprehensive suite of services, which includes life and long-term care insurance, disability and senior living planning, lending, alternative debt counseling and beyond, ensures that you can confidently rely on our expertise for all your crucial financial decisions.
